Oh, and here is my $0.02 on the G'town program....its the very best of SMP programs, but only if you make the situation "work" for you. And by this, I mean, you have to work your tail off!!! NO JOKE...its only a year of your life that could mean the difference between driving a taxi up and down 18th street or living a life worth living as a physician. If you take the time to assess your study skills, test-taking skills, what your strengths and weaknesses are BEFORE entering the program and can work on them during the program, then you'll be set. Make some close friends who do very well academically (in the program) and stick close, so as to pace yourself with how much you need to be studying, what/where, etc...all the little intricate details of success. Make sure the professors/faculty/administration KNOW who you are as a polite, hard-working young lady/man who doesn't need hand-holding, yet knows how to use important resources on campus...such as the faculty themselves or special programs office who can help with tutoring, etc....and in the end, if you have the numbers (which you will if you work SMARTER and HARDER), then you basically have a free pass into G'town medical school. And when you DO get your acceptance, you'll be one large step ahead of everyone else in your entering class because of the SMP program (the material you will cover, the study-pace you have gotten yourself adjusted too a whole year earlier, etc)....so basically what I'm saying is that whatever expenses it may take you...its worth taking the loans to cover the program, because in the end you will be glad you did. But ONLY if you're willing to forget the entire world for a year and concentrate night and day to make it happen. Best of luck and God Bless.