Health insurance during informal postbac

[emgirl]

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I am about to start 2 years of informal post bac at my local state school as a non-matriculated student. Since I am not officially a student I don't qualify for health insurance with the school and I am about to get kicked off my parents HI since I am turning 22. Does anyone know of ways to get moderately to cheap priced health insurance without ridiculously high deductibles? I was thinking of just going without it but there's always those what ifs (car accident, etc) that make me too nervous to go without. Also, I don't qualify for HI through my work since I am part time/hourly. To any informal post bac students (or others!), what did you do for HI during that time you were in school? Thanks for your help! Em

 

[PineappleGirl]

You might want to double check with your school. My school does offer health insurance to anyone who is enrolled as a part-time student. It's not that expensive either, like $1,500 a year.

I recommend not doing COBRA. That thing is insane, like $400-$600 a month!

Also, depending on your age, I wonder if you might be able to still be covered under your parents health plan/s.

 

[adpitan]

I'm personally going through Blue Shield which seems to have excellent coverage and plans. Yes, I know it's an additional plan but I have a huge fear of being w/o HI or having less than, you know? I'm getting both HI & dental for about $100.00 a month w/no deductible to meet and no maternity coverage but I'm cool with no maternity coverage. No plans for little ones ever.

Good luck!

 

[jeepgirl]

Try BlueCross BlueShield. I had a personal policy all through college. It ran about $100/month and the deductible wasn't high.